Canadian Higher Education Loan Program (CanHELP)

Canadian Higher Education Loan Program (CanHELP)
CanHELP is an alternative loan program for Canadian college and university students to study in the USA and approved schools throughout the world. The loans are offered by the International Education Finance Corporation (IEFC) working in conjunction with Bank of America, Fleet Boston, Citizens Bank, and The Education Resources Institute (TERI). Students may borrow up to the full cost of education, including tuition, fees, and room and board. Graduate students may borrow a maximum of $15,000 per year without a co-signer, or up to cost of education with a co-signer. The minimum loan amount is $1,000 per academic year. Students may take up to 20 years to repay the loan. There is a $50 minimum payment and some deferment provisions. The interest rate is the prime lending rate plus 0.5%. Undergraduate students must have a creditworthy Canadian citizen as co-signer. There is a 8.5% guarantee fee for undergraduate and graduate students with a co-signer. Graduate students can apply without a co-signer if they pay a 7.5% guarantee fee at disbursement and a 2% guarantee fee at repayment which will be financed into the loan. For more information write InternationalStudentLoan.com, 224 First Street, Neptune Beach, FL 32266, USA or visit International Student Loan, or send email to service@internationalstudentloan.com. Many international students take out student loans to help fund their studies abroad. For Canadian students studying in the US or US students studying in Canada, we offer international student loans that can help cover up to the total cost of your education. All Canadian students who apply for an international student loan are required to have a cosigner. US students are not required to have a cosigner, however it can improve their chances of getting approved and can also lower the interest rate. Visit our cosigner page to learn more about how to find the right person to cosign your student loan.

Canadian and US students can borrow up to the total cost of attendance, minus any other aid they receive. This sum must be verified by their school to ensure that the student loan isn’t more than the actual cost of the attendance. Cost of Attendance, or COA, covers expenses such as tuition, room and board, books, transportation, and other living expenses. In order to be eligible for a student loan, students must be pursuing a degree, certificate, or license at an eligible school outside their home, whether that's in the United States or in Canada. Non-US citizens are required to have cosigner and it is recommended that US citizens have a cosigner as well to increase the likelihood of being approved for a student loan at a more favorable interest rate. Our most recent innovation has been our international student loan comparison tool which is the first of its kind taking into consideration the needs of foreign students. Students no longer have to check with each lender to see whether they are eligible. Our international student loan comparison tool does all the work so that you can focus on evaluating student loan options to make sure you’ve made the right decision.

Credila Financial Services

Credila Financial Services
Credila Financial Services offers private education loans to students from India. Credila is a subsidiary of the Housing Development Finance Corporation (HDFC), the largest mortgage lender in India. The loans offer a variable interest rate with a 10-year repayment period. A family member or relative must cosign the loan. The loans are disbursed in Indian Rupees and must be repaid in Indian Rupees. The loans must be secured by collateral, such as a house, apartment/flat or non-agricultural land. Extensive supporting documents are required; failure to submit all the supporting documents may lead to denial of the loan or delays in approval. For more information, call 1-800-209-3636 in the USA or send email to loan@credila.com. Credila, an HDFC Ltd. Company, is India’s First Dedicated Education Loan Company. Credila Financial Services pioneered the concept of specialist Education Loan lender and became India’s First Dedicated Education Loan Company.Credila’s brand purpose is to contribute towards Transforming Lives and Building the Nation!

With specialized focus, in-depth understanding of the requirements of students who wish to pursue higher education, Credila offers Customized Education Loans Home Delivered! With growing costs of education, the expenditure on children’s education is one of the highest components of expenditure by an average Indian household. Over the past seven years, Credila has invested time and resources to set up appropriate systems, processes and know-how related to the education industry and has numerous databases on education sector and their credit scoring model for the approvals of loans, designed specifically for student loans. Credila funds students for higher education in both India and overseas. Students can get their education loan pre-approved even before they start applying to Universities. The institute from where student completes the education remains with his/her name for life time! With education loan approval even before the admission process, Credila enables numerous students to pursue higher education in their dream institute! Thus, Students Don’t Have to Downsize Their Dreams! Credila Financial Services Private Limited (The Company) has recognized its role as a corporate citizen and aims to adopt the best practices and the highest standards of Corporate Governance through transparency in business ethics, accountability to its customers, stakeholders, government and others. The Company’s activities are carried out in accordance with good corporate practices and the Company is constantly striving to better them and adopt the best practices.

Global Student Loan Corporation (GSLC)Global Student Loan Corporation (GSLC)

Global Student Loan Corporation (GSLC)
GSLC offers student loans for international students that do not require a US citizen or permanent resident to co-sign the loan. (A co-signer in the student's home country may be required. Often this co-signer is the student's parent or guardian.) GSLC works with financial institutions and banks located in the student's home country to provide financing for the student's education. GSLC's President is Dr. Keith Jepsen, formerly the Director of Financial Aid at New York University. Currently more than three dozen schools participate in the GSLC loan program. Their web site also includes an International Student Planner. For more information, visit the GSLC web site, call 1-212-736-9666, fax 1-212-736-6536, send email to info@globalslc.com, or write to Global Student Loan Corporation, 350 Fifth Avenue, Suite 2416, New York, NY 10118 USA. Our commitment to you stems from our belief that an education is the best investment an individual and a society can make. The Global Student Loan® offers students who are non-U.S. citizens from around the globe the opportunity to attain a world-class education. By faciliating loans for international students who are non-U.S. citizens, Global Student Loan Corporation helps put the world through school.

Global Student Loan Corporation fills a void in the worldwide student loan market.  The Global Student Loan® is the ONLY comprehensive education loan for international and distance learning students that does not require a U.S. cosigner or a cosigner in the country where the student wishes to attend school. Through partnerships with lending institutions around the world and specialized loan servicers, Global Student Loan Corporation arranges financing for students to cover the complete cost of education including:  tuition and fees, books, “approved” housing, transportation, computer hardware and software, and other approved education expenses. Schools are an integral part of the entire process, from a student’s initial application to loan disbursement.  Global Student Loan Corporation has extensive relationships with many schools – from traditional “brick and mortar” to online institutions. In many countries, students require additional resources to support higher educational costs.  Global Student Loan Corporation enables students and universities to meet their goals. "When I applied to college, I did not know how I was going to pay my tuition."Then, a friend told me about Global Student Loan Corporation. I learned that I was eligible for a student loan. Now, I cannot believe that I will be graduating soon!" 

International Student Loan Program (ISLP) and Study Abroad Loan Progam (SALP)

International Student Loan Program (ISLP) and Study Abroad Loan Progam (SALP)
ISLP is an alternative loan program for international students to study at approved US colleges and universities. SALP is an alternative loan program for US citizens to study abroad. The loans offered by InternationalStudentLoan.com are funded by PNC Bank and guaranteed by The Education Resources Institute (TERI). Students may borrow up to the full cost of education, including tuition, fees, and room and board. The minimum loan amount is $1,500 per academic year. Students may take up to 25 years to repay the loan. There is a $25 minimum payment and some deferment provisions. A creditworthy US citizen or permanent resident must co-sign the loan. For more information write InternationalStudentLoan.com, 224 First Street, Neptune Beach, FL 32266, USA or visit International Student Loan, or send email to service@internationalstudentloan.com. If you are looking for a student loan to fund your international education, we can help. Whether you are an international student in the US or a US student studying abroad – finding a student loan doesn't have to be difficult and with our student loan comparison tool you can find the right loan in seconds – and then apply online. Studying overseas is expensive, and many students struggle to fund their international studies. Scholarships and grants are available, but they are very competitive and rarely cover all of your expenses. A loan can cover up to the total cost of attendance, as determined by your school, minus any other aid received.

International student loans provide a convenient way for students to borrow money and fund their education. Students – and their cosigners – will be expected to pay back the total amount of money borrowed plus an additional cost (determined by your interest rate). You and your cosigner should be aware of the terms and conditions to ensure that you have ability to pay back your loan timely. International Student Loan has been helping international students and study abroad students finance their international studies since 1998. Owned and operated by Envisage International Corporation, we work hard to present the best financing options available for international study. Our most recent innovation has been our international student loan comparison tool which is the first of its kind taking into consideration the needs of foreign students. Students no longer have to check with each lender to see whether they are eligible. Our international student loan comparison tool does all the work so that you can focus on evaluating student loan options to make sure you’ve made the right decision. We know it's not easy to fund an international education and we are here to help. Our team has created key resources to equip you with the information you need as you navigate the complex world of international student financial aid. Our resources and blog are designed to keep you up to date with industry changes to make sure you are well informed and have access to the best available financing.

The TERI Professional Education Plan (PEP)

The TERI Professional Education Plan (PEP)
The Education Resources Institute (TERI) (1-800-255-8374 x210 or 1-617-426-0681). The TERI Professional Education Plan (PEP) loan is available for graduate and professional study. International students can borrow the cost of education up $20,000 per year (cumulative limit of $80,000) with a creditworthy US citizen as cosigner. Their lenders include Citibank (1-800-692-8200 x480), Bank of Boston (PO Box 312, Boston, MA 02117-0312), Baybank (1-800-332-8374 or 1-617-320-2422; PO Box 510, Dedham, MA 02026), and Nellie Mae (1-800-634-9308; 50 Braintree Hill Park, Braintree, MA 02184). Interest rates and fees may vary depending on the lender. For more information, call 1-800-255-TERI (1-800-255-8374), write to The Education Resources Institute (TERI), 330 Stuart Street, Suite 500, Boston, MA 02116-5237, or send email to custserv@teri.org.

The American Student Assistance® (ASA) College Planning team helps young people and adults from all backgrounds plan for college and find sources of financial aid through  school-based programs located in libraries and community agencies. Many of our programs, backed by a wide range of supporting partners, focus on improving college preparation, enrollment, and success for students traditionally underrepresented in higher education. Watch our video to hear students share their stories of how College Planning Services changed their lives.Boston-area students planning for higher education can come to a College Planning Center—located in Boston, Brockton, and Chelsea—for guidance on choosing a college, applying for financial aid and scholarships, managing money, and choosing a major or a career. We also offer college guidebooks, study aids, computer access, and info on HiSET (GED), ESL, and technical/vocational education opportunities. Find a college planning center near you. American Student Assistance’s College Planning Centers are also Educational Opportunity Centers (EOCs), federally funded TRIO programs focused on providing low-income, first-generation students over the age of 18 with assistance in their pursuit of postsecondary education opportunities. The Boston EOC is part of the statewide network of EOCs operated with Massachusetts Education and Career Opportunities, Inc. (MassEdCO) as the sponsoring partner.

Credible

Credible
Credible’s founding principle is to provide borrowers the level of transparency they deserve. Credible is a multi-lender marketplace that allows borrowers to receive competitive loan options from its vetted lenders, in 90 seconds. Credible puts borrowers in control. Users can compare personalized rates from multiple lenders without sharing their personal information or impacting their credit score. Credible powers the student loan, student loan refinancing, and personal loan offerings of more than 85 of the largest membership organizations in the US, including the American Medical Association, American Pharmacists Association and Georgia Tech Alumni Association. We're working hard to disrupt the $1.3 trillion U.S. student loan market, and we aim to help millions of consumers take control of their financial lives. If you're inspired by the idea of building a great product that will have a real impact on people, consider joining us. Check out our job openings or email us if you don't find a role that fits.

Credible helps you find the best offer to refinance your student loans. By completing our brief one-page form and allowing us permission to perform a “soft" credit inquiry, we are able to instantly provide you with a dashboard of prequalified rates from multiple lenders to compare side-by-side based on a number of important criteria, including total repayment amount, APR, and monthly payment. This soft credit inquiry does not harm your credit score, and will allow us to compare your personal and financial history against criteria provided to us by our multiple partner lenders. If you see a prequalified rate you would like to proceed with, you can complete our more detailed form that will be sent to the lender so that they may consider you for an offer. From there, you then complete the final step of the refinancing process by verifying your information directly with the lender. Unfortunately our refinancing service is currently only available to US Citizens and permanent residents with a permanent address in the United States. If you are a US Citizen or permanent resident temporarily living abroad due to work or travel, but maintain a permanent address in the United States, please provide your US address. If you are not a permanent resident or US Citizen, or if you live outside of the United States, we encourage you to create an account and send an email to support@credible.com to notify us that you are interested in refinancing. We hope to be able to serve you soon and we will contact you as soon as we can.

Citizens Bank

Citizens Bank
Citizens Bank offers Citizens TruFit student loanto international students who have secured admission in a USA university. Applicants need to apply with a creditworthy U.S. citizen or permanent resident co-signer to benefit the very low interest rates offered by the bank.  The bank sends the loan funds directly to the school the student is attending, making the whole process hassle-free for the students.  Now students can also fill out the easy online TruFit Student Loan application where they can even e-sign. Massive changes and developments have taken place during the past two decades in the financial sector. Amidst all these changes, for economic growth and development of New Nepal, Liberalization, Privatization and Globalization in this sector has given birth to the largest commercial bank, “Citizens Bank International Ltd”. The Bank is located at Sharada Sadan, Kamaladi, Kathmandu, the heart of financial sector of the country.It is promoted by eminent personalities/business and industrial houses and reputed individual having high social standing. It is managed by a team of experienced bankers and professionals. We are committed to meet the financial needs of our customers and exceed their expectations through innovative solutions.

The student should have a confirmation for admission. All salaried or self-employed Nepalese Citizen having a regular source of income. The land and/or building to be mortgaged should have a minimum of 8 ft motorable road. In case of self-employed, the busines must be running for a minimum of two years. The applicant must be at least 18 years and should not exceed 65 years at the time of maturity. Third party collateral, other than the property of the borrower or borrowers' undivided family, will not be acceptable. The BLB service will help the remote area villagers by keeping the deposit safely and also providing interest on their unused fund and the people will also have the habit of saving. The BLB is operated through POS Machine which is biometric so it is secured as the concerned account holder has to be present along with VISA card at the BLB location for the withdrawal and deposit. Random selection of Fingerprint impression is made during the transaction. After the transaction is completed the customer listens to the voice prompt of the POS machine and understands what transaction they have done. Citizens Internet Banking is a secure and convenient access for customers to check account balances, transfer money, review account history, utility payment and many more. You can sign-on anytime from home, work, even when you're on the road. All you need is Internet Access to enjoy complete, secure banking-24 hours a day.